Find the right payment card

Use case: The SpectroCoin Card is a euro-denominated Visa crypto debit card offered by SpectroCoin and available as a virtual or physical card. Users first hold or deposit crypto assets in the platform wallet, exchange them for euros, and load them into the card account for online shopping, in-store merchant payments, mobile wallet payments, and ATM withdrawals. The product also connects to the SpectroCoin wallet, asset exchange, and personal IBAN services and is primarily intended for residents of the European Economic Area and United Kingdom.

Use case: Plasma One is a stablecoin payment card and global account product launched by Plasma for individual users. Visa spending is funded by stablecoin balances held in the user's self-custodial wallet. Users can deposit USDT, USDC or USDG and, after completing identity verification in a supported region, create a virtual card for online, offline and subscription payments. The product has Lite, Core and Platinum levels, offering XPL spending cashback, AI subscription reimbursements, referral rewards and travel benefits according to level. It is currently available by invitation only.

Use case: Venmo Credit Card is a US Visa credit card issued by Venmo in partnership with Synchrony Bank, with applications and account management integrated into the Venmo app. Cardholders can use a physical card, virtual card or mobile wallet for online and offline purchases, earning automatic cash back of 3%, 2% and 1% by spending category during each billing cycle. Once rewards are transferred to the Venmo balance, they can also be configured to purchase supported cryptocurrencies automatically.

Use case: WaldenPay Virtual Card is a virtual prepaid card funded with crypto assets. After registering an account and paying the card issuance fee, users can deposit cryptocurrencies from a personal wallet or trading platform, with the assets converted into the card balance at top-up. The card can be used for online shopping, digital services, subscriptions, advertising accounts and mobile wallet payments. Its official positioning emphasizes fast issuance, no routine identity document upload, no monthly fee and support for a broad range of crypto assets for top-ups.

Use case: Wayex Visa Card is a crypto asset payment card offered by Wayex, divided into a global stablecoin card service and a local Australian crypto card service. Users can deposit stablecoins, fiat currency or crypto assets supported by the Australian version into Wayex and spend at Visa merchants using a virtual card, physical card or mobile wallet. The global version settles entirely from a US dollar balance, while the Australian version can convert a selected asset into Australian dollars when a purchase is made. It is suitable for online shopping, offline purchases, subscriptions and cross-border payments.

Use case: The Bitnob Virtual Card is a US dollar-denominated Visa virtual prepaid card. Users can convert BTC, USDT, USDC, or supported local currencies held with Bitnob into US dollars and top up a separate card balance for international e-commerce, streaming services, software subscriptions, advertising, and other online services. The card does not provide a credit line or physical card and is suitable for individual users in Africa who need a US dollar online payment tool.

Use case: CoinW Card is a series of crypto asset spending cards offered by CoinW, including Mastercard and Visa virtual cards as well as a Visa physical card. Users can top up the card with USDT, and the funds are converted to USD for use in international e-commerce, software subscriptions, advertising, mobile wallets, offline merchants, and ATM withdrawals. Virtual cards can be applied for in as fast as about five minutes, while the physical card offers PIN, 3D Secure, and cash withdrawal features. It is generally aimed at global users outside mainland China.

Use case: The CoinZoom Visa Card is a global crypto debit card offered by CoinZoom. Users can choose USD or eligible crypto assets in their CoinZoom account as spending funds; at the time of payment, the platform automatically sells the selected assets and converts them to USD, settling through the Visa network. The product also offers a free virtual card and a physical card, and divides users into five Prime tiers based on the amount of ZOOM they hold, earning 0.5% to 5% cashback in ZOOM cryptocurrency.

Use case: The official service name of the Kolo Card is KOLO Spend Card. It is a virtual debit card connecting the Kolo non-custodial crypto wallet to the Visa payment network. Users can deposit assets including BTC, ETH, USDT, USDC, and LTC. At the time of purchase, the assets are automatically converted into local fiat currency for online and in-store payments through Apple Pay or Google Pay. The personal card offers Bitcoin spending cashback and also supports transfers of crypto assets to SEPA bank accounts.

Use case: The Mercuryo Spend Card is a euro-denominated virtual Mastercard that can be funded with crypto assets. Users sell supported assets including BTC, ETH, USDT, and USDC and convert them into a euro balance, after which they can pay online using the card details or add the card to Apple Pay or Google Pay for in-store contactless purchases. The card is available to citizens of the European Economic Area and legal residents of the European Union. It does not offer a physical card or ATM withdrawals.

Use case: The Payy Card is a self-custodial stablecoin Visa card introduced by Payy. Users can directly spend USDC held in Payy Wallet on online or in-store purchases. Card transactions are settled privately through Payy Network, so on-chain addresses, wallet balances, and transfer activity are not publicly linked to everyday card transactions. After identity verification, users can instantly obtain a virtual card and add it to Apple Pay or Google Pay. A contactless light-up physical card can also be unlocked after meeting the points requirement.

Use case: The Reap Card is a stablecoin-secured corporate credit card for business customers, issued directly by Reap and connected to the Visa network. Businesses can provide collateral in USDC, USDT, or fiat currency at a 1:1 ratio to obtain a US dollar or Hong Kong dollar credit line and then issue virtual or physical cards to employees. The card is suitable for advertising, software subscriptions, business travel, procurement, and routine team expenses. Monthly bills can be repaid with stablecoins or fiat currency.

Use case: The Rebind Card is a self-custodial stablecoin payment card offered within the Rebind app. Gnosis Pay manages the card program, and settlement is completed through the Visa network. Users can transfer euro stablecoins from their Rebind account to a separate card balance and then use the virtual card for online shopping, in-app payments, and mobile wallet purchases. Users control the funds before they are added to the card balance. Rebind does not directly issue the card or process bank card transactions.

Use case: The THORWallet Card is a crypto asset payment card offered by the THORWallet self-custodial multichain wallet. Users retain their wallet private keys, can top up the card from their wallet balance, and can spend at online and in-store merchants that accept Mastercard. The current products include a Basic virtual card, a Premium virtual card and physical card, and a multicurrency virtual card connected to a personal Swiss IBAN. Premium offers USDC spending cashback, while the Swiss IBAN supports incoming and outgoing payments and SEPA transfers. It is suitable for users who need to combine crypto assets, card spending, and cross-border account services.

Use case: The Tria Card is a Visa crypto payment card offered by the Tria non-custodial multichain wallet. Users' assets remain in their personal wallets until a purchase, when BestPath automatically converts them into the fiat currency required by the merchant. The product has three tiers—Virtual, Signature, and Premium—and supports online shopping, in-store purchases, Apple Pay, Google Pay, and ATM withdrawals with a physical card. Depending on the tier, it offers stablecoin cashback, purchase protection, airport lounge access, and higher spending limits. It is suitable for users who need to pay directly with multichain assets.

Use case: The Tuyo Card is a stablecoin Visa virtual card offered by the Tuyo self-custodial wallet. Users keep USDC in a personally controlled Base wallet and authorize Tuyo to deduct assets based on the transaction amount only when a purchase occurs, with fiat settlement to the merchant completed through the Visa network. The card has no card issuance fee or monthly fee, supports online shopping, mobile wallets, and in-store contactless payments, and offers TUYOs points and the Buy Now, Pay Maybe spending discount mechanism. It is suitable for users who want to retain control of their assets and spend stablecoins directly.

Use case: The Vepay Card is a US dollar-denominated virtual prepaid card offered by Vepay to users in Africa. After completing identity verification and funding a local-currency wallet, users can create a card in the app and convert local funds into a US dollar card balance for purchases on international websites, software subscriptions, advertising, and travel. The current card supports Apple Pay and Google Pay, allows users to set personal spending limits, and provides instant top-ups, balance transfers out, freezing, and deletion through the app. It is suitable for African users who need a cross-border online payment tool. The current product is a US dollar virtual card funded through a local fiat-currency wallet and is primarily intended for residents of Nigeria, Kenya, and Uganda.

Use case: The XPlace Card is a non-custodial crypto payment card operated by Pontech Group L.L.C-FZ and providing payment services through the Visa network. In Cash Mode, users can directly spend USDC or USDT. In Credit Mode, they can use assets such as BTC, ETH, and SOL as collateral and borrow USDC through Kamino Finance for payments. The product has four tiers—Basic, Silver, Gold, and Platinum—and offers virtual cards, plastic physical cards, and metal cards, with USDC cashback, airport lounge access, and travel benefits varying by tier.

Use case: DiPocket is an electronic money and payment card service provider regulated in the UK and Lithuania, offering personal multi-currency wallets, Mastercard prepaid cards, and enterprise white-label card issuance infrastructure. Personal users can hold balances in EUR, GBP, PLN, and USD, and spend or withdraw cash via virtual cards, physical cards, Apple Pay, or Google Pay. DiPocket is not a crypto payment card, and its personal account terms explicitly prohibit using the account for cryptocurrency purchase, sale, or trading.

Use case: Immersve is crypto-native Mastercard issuance infrastructure for Web3 wallets, exchanges, DeFi applications and fintech platforms, and also offers Immersve-branded prepaid cards. Cardholders can fund cards with USDC held in self-custodial or custodial wallets and spend at online and offline merchants that accept Mastercard. Whether an individual can apply for and receive a virtual or physical card depends on their region of residence and the specific partner platform integrated with Immersve.

Use case: Marqeta is modern card issuance and payment processing infrastructure for fintech companies, banks, trading platforms, wallets and large enterprises. It is not a proprietary bank card brand that general users can apply for directly. Businesses can use its API to create their own branded virtual cards, physical cards, prepaid cards, debit cards, credit cards and crypto payment cards, and configure real-time funding, spending controls, digital wallets, transaction authorization, fraud prevention and dispute handling.

Use case: MoonPay Crypto Infrastructure is crypto payment infrastructure for wallets, trading platforms, fintech businesses, merchants and individual users. Its main services include buying crypto assets with fiat currency, selling them to bank cards or bank accounts, virtual accounts, stablecoin settlement, wallet transactions and merchant payments. Through MoonAgents CLI, MoonPay also offers a virtual Mastercard backed by USDC, enabling eligible users to make online payments directly from self-custodial wallets.

Use case: Rain is card issuance and payment infrastructure for fintech platforms, stablecoin wallets, exchanges, corporate payment providers and neobanks. Partner businesses can use a unified interface to issue their own branded Visa or Mastercard virtual cards, physical cards, prepaid cards and credit cards, linked to fiat accounts, custodial wallets or self-custodial digital asset wallets. Rain does not provide a single application channel for individuals worldwide; cardholders must apply through an integrated partner platform.

Use case: Solaris is a European embedded finance and Banking-as-a-Service platform with a full German banking licence, not a single card brand that individuals can apply for directly. Through APIs, businesses can offer consumers, freelancers and commercial clients their own branded bank accounts and Visa or Mastercard virtual cards, physical cards, prepaid cards, debit cards and credit cards. Accounts, card issuance, transaction processing, identity verification and compliance services are primarily provided by Solaris SE.

Use case: VALR is a custodial crypto asset trading and payment platform headquartered in Johannesburg, South Africa. It offers spot trading, margin trading, perpetual contracts, over-the-counter trading, wallets, yield products, and fiat on- and off-ramps to individuals, professional traders and businesses. VALR does not currently issue Visa or Mastercard virtual cards or physical payment cards. Users' existing bank cards are used only to top up accounts and purchase crypto assets.

Use case: The Prive Card is a stablecoin payment card product introduced by Prive Technologies Limited and positioned as a Web3 payment tool for high-net-worth users and global consumers. Users manage stablecoins through the Prive non-custodial wallet and top up a Visa virtual card or metal physical card for worldwide purchases, travel payments, and high-value transactions.

Use case: The Zeal Card is a Gnosis Pay self-custodial Visa debit card integrated into the Zeal wallet. Users deposit EURe, GBPe, or USDCe into a personally controlled Gnosis Card Safe. At the time of purchase, settlement is completed through Gnosis Pay and the Visa network without requiring assets to be held long-term by an exchange platform. The product offers an instant virtual card and a physical card for online shopping, in-store card payments, mobile wallets, and ATM withdrawals, with cryptocurrency cashback based on GNO holdings. It is primarily intended for users in Europe and the Web3 community.

Use case: Belo Card is a crypto asset payment card system offered by belo to users in Latin America. It currently consists of the local Argentine belo Mastercard® and the global Visa card belo LUX. The local Mastercard is primarily intended for everyday payments in Argentina and can spend pesos and digital assets held in a belo account directly. belo LUX is intended for US dollar spending, international shopping, travel and subscriptions, with a spending limit secured by digital assets.

Use case: Littio Card is an international Mastercard debit card launched by the Latin American digital finance platform Littio, available as a digital card and a physical card. The card is linked to Littio's digital asset balances, and users can select balances such as USD, EUR, COP or MXN for payment, with purchases in the same currency deducted at 1:1. The digital card is suitable for online and mobile wallet payments, while the physical card also supports payments at Mastercard merchants worldwide and ATM cash withdrawals.

Use case: Takenos' TakeCard is a US-issued Visa prepaid card denominated in US dollars and directly linked to the user's Takenos digital dollar balance. Purchases are deducted from the available account balance, with no overdraft or credit facility. Virtual and physical cards are currently available, primarily for international online shopping, travel, digital subscriptions and payments at physical merchants. Users can also fund their Takenos accounts through methods such as USDT and USDC.

Use case: Mercado Bitcoin Card (MB Card) is a crypto payment card launched by the Brazilian crypto asset platform Mercado Bitcoin. It is linked to the MB digital account balance and uses the Mastercard network for purchases. Users can spend the Brazilian real (BRL) balance in their account on everyday purchases and receive spending cashback in Bitcoin.

Use case: The Xexon Platinum Visa Debit Card is a crypto asset debit card service operated by Silver Capital Financial s.r.o. Users can hold BTC and USDT through Xexon Wallet, convert crypto assets into USD, and transfer the funds to the associated bank account and card balance for online shopping, in-store purchases, and ATM withdrawals through the Visa network. Applying for the card also opens a US dollar bank account with JDB Bank in Laos. The product offers both a physical card and an instant virtual card and is suitable for users who need to convert crypto assets into everyday fiat spending capacity.

Use case: Fold Bitcoin Credit Card™ is a Bitcoin cashback credit card launched by Fold for individual users in the United States. Celtic Bank provides the credit facility and issues the card, Stripe supplies the core issuance and processing technology, and the card uses the Visa network. Users make everyday purchases with a US dollar credit facility and receive a base reward of 1.5% BTC on eligible transactions. Rewards can be increased through Fold's recurring purchases, Direct-to-Bitcoin and repayment of card bills with BTC. The product currently remains available through invitations and a phased application process.

Use case: Lemon Card is an international Visa crypto prepaid card offered by Lemon to users in Latin America and is currently available in Argentina, Peru, Colombia and Brazil. Users can spend directly from their local fiat balance or designated crypto assets. At payment, the system automatically deducts funds from the selected balance or converts the assets. Both physical and virtual cards are available, with spending cashback in forms such as BTC and USDT depending on the country. The card is suitable for everyday online and offline payments and purchases at international Visa merchants.

Use case: Capitalist Card is an international virtual prepaid card service provided by the Capitalist payment system, mainly intended for online shopping, subscriptions, advertising, travel, and cross-border payments. The card can be topped up through a Capitalist multi-currency account or the CardsPro system. The account supports USD, EUR, and assets such as BTC, ETH, USDT, and USDC. Multiple Visa and Mastercard BINs are currently available, with USD and EUR cards currently offered. Some cards support Apple Pay, Google Pay, and 3D Secure, and can be used for in-person payments by phone.

Use case: BitMart Card is a Visa crypto payment credit card offered by BitMart to eligible users, backed by available crypto assets in the user's BitMart spot account. When a purchase is made, the platform converts the corresponding assets into USD for settlement. The product covers virtual cards, plastic physical cards, and metal physical cards, usable for online shopping, offline Visa merchants, and ATM withdrawals with the physical card. It also offers crypto cashback calculated by spending category and user tier, suitable for users who want to use exchange assets directly for daily or cross-border spending.

Use case: Crypto Life Card is a crypto payment card operated by Baanx and deeply integrated with Ledger. It is also known as CL Card powered by Ledger. Users can use digital assets such as BTC, ETH, SOL, USDC and USDT as a source of funds. At payment, the assets are automatically converted into fiat currency for online or offline purchases at merchants on international card networks. The product offers both virtual and physical cards, crypto cashback in BTC, USDT or BXX, and a Cryptodraft credit facility secured by BTC or ETH.

Use case: TapxCard is a crypto asset virtual card service for online purchases, subscriptions, and mobile payments worldwide. It currently offers several Visa and Mastercard card plans. Users can fund their accounts with assets such as USDT, USDC, BTC, and ETH or with fiat currency, and then purchase and top up virtual cards. The cards differ significantly in card issuance costs, top-up fees, and spending limits and support mobile wallets including Apple Pay and Google Pay.

Use case: The Baanx Crypto Life Card is a crypto asset debit card brand operated by Baanx for individual users, with consumers accessing the service through the Crypto Life platform. The card can connect to Web3 wallets including Ledger and convert assets such as BTC, ETH, SOL, USDC, and USDT into fiat currency at the time of purchase. Payments are completed through Mastercard or the relevant US Visa or Mastercard card program. The product offers virtual and physical cards for online purchases, in-store merchants, mobile wallets, and ATMs, with spending rewards in BTC, USDT, or BXX.

Use case: Altitude Card is a stablecoin corporate payment card launched by Altitude for businesses worldwide, operated by Selimor Investments Limited (Squads) and using card infrastructure provided by Rain. The product currently issued is a Visa Signature Corporate virtual card. Businesses can create multiple cards for employees or external cardholders and configure spending permissions separately. Funds are deducted from a dedicated USDC card account, with no credit facility, interest or credit checks. The card also provides USDC spending cashback and Apple Pay and Google Pay digital wallet capabilities.

Use case: Antarctic Wallet is a custodial wallet and payment platform for everyday crypto payments. Users can make QR payments with balances such as USDT and TON and apply for a virtual bank card linked to their wallet balance. The current card system includes virtual cards for Russian and CIS payment use cases, a Mastercard for travel and global offline spending, and Visa virtual cards for international online services such as ChatGPT, Netflix and app subscriptions. International cards support mobile wallets and online purchases, with partner issuers completing fiat settlement when card payments are made.

Use case: ARQ Card is an international Mastercard offered by ARQ, formerly DolarApp, to users in Latin America and currently serves residents of Mexico, Colombia, Argentina and Brazil. Users can hold digital US dollar and euro balances such as USDc and EURc and spend online or at Mastercard merchants worldwide with virtual and physical cards. The basic ARQ Card is a balance-secured credit card, with the available USDc balance determining the spending limit and being reduced immediately after a purchase, without creating traditional revolving credit debt. The platform also offers Premium and Prestige membership systems, with Prestige providing a separate revolving credit card secured by investment and savings assets.

Use case: CoinUp Card is a Mastercard virtual crypto debit card offered by CoinUp. After registering a CoinUp account and completing KYC, users can transfer supported assets such as USDT and USDC to the card and convert them into a USD spending balance. The card is designed for cross-border online shopping, travel, dining, digital services and subscriptions. It can be linked to Apple Pay and Google Pay and supports payments for international digital services such as ChatGPT, Claude and Midjourney.

Use case: Based Card has now been integrated into Based Cash and is a Visa crypto debit card system launched by Based for crypto users worldwide. Users can deposit assets such as USDC, USDT, SOL, HYPE and BASED into Based Cash and convert them into fiat currency at payment for use at online and physical merchants that accept Visa. Current products are divided into Based Orange, HYPE and Based Gold levels, covering virtual-only cards, plastic physical cards and metal cards. Depending on the level, benefits include up to 4% $BASED cashback, Apple Pay / Google Pay, subscription reimbursements and different foreign exchange fees.

Use case: BenPay Card is a self-custodial Web3 payment card built by BenPay on the BenFen chain. It primarily uses stablecoins such as USDT and USDC to top up US dollar-denominated cards for real-world spending. Three virtual Visa cards are currently officially available: Alpha Card, Sigma Card and Delta Card, designed respectively for low top-up costs, Asian and cross-border payments, and AI and digital subscriptions. The cards support online spending worldwide, mobile wallets and various subscription services, connecting on-chain wallets, self-custodial assets, DeFi Earn and bank card spending within one system.

Use case: Biptap Card is a Visa crypto debit card system connected by the Biptap platform to third-party financial service providers and can be used with virtual or offshore bank accounts on the platform. Users can transfer crypto assets to Biptap, automatically convert between cryptocurrencies and fiat currencies across accounts, and then use virtual or physical cards for online shopping, POS purchases and cash withdrawals. The current website lists Virtual, Plastic, Metal and Premium card types, together with spending cashback and account plan benefits. Biptap itself is not an issuer.

Use case: Bit.Store Card is a crypto payment card product operated by Bitstore Europe UAB, with Bit.Store Virtual Card currently serving as its core product. Users can top up the card with crypto assets such as BTC, ETH, USDT and USDC, then make online purchases and subscription payments through the Visa or Mastercard network. The current virtual card supports fast issuance and includes entry-level card types with limited verification or no KYC. The former physical Mastercard ceased service in 2026.

Use case: Blackcat Card is a Mastercard payment card linked to Blackcat's euro payment account. The account and card issuance services are provided by Papaya Ltd., a licensed electronic money institution in Malta. Through the Blackcat App, users can manage a EUR IBAN, virtual card and plastic physical card for online shopping, in-store purchases, ATM withdrawals and mobile wallet payments. The platform also integrates a crypto wallet and exchange features, allowing users to convert supported digital assets into euros before making everyday card purchases from a separate euro account balance.