Find the right payment card

Use case: Stealf Card is a planned stablecoin payment card feature within Stealf's dual-wallet architecture of a compliant stablecoin account and a private self-custody wallet. Under the plan, the public account would be connected to a bank card after identity verification and used for everyday stablecoin spending, while the private wallet would remain structurally separate from the public account to reduce exposure of on-chain fund relationships. The Stealf prototype is now live, but the card, IBAN and fiat deposits and withdrawals are not yet usable products, so the card cannot currently be formally applied for or used for payments.

Use case: Spritz Card is a Visa Signature crypto credit card offered by Spritz Finance to users of on-chain assets. Users select assets from their own crypto wallet to fund the card, with Spritz converting the assets during the funding process to create a USD card balance for spending. The card uses a fully collateralised model and does not require a credit score or platform token staking. It supports a virtual card, Apple Pay, Google Pay and 3D Secure, and a limited-edition physical card with ATM access has also been launched.

Use case: Spenda Virtual Card is a virtual debit card within the Spenda Africa crypto payment account system, designed primarily for users in Africa, especially Nigeria, who want to convert crypto assets into funds for everyday payments. After users deposit supported crypto assets, the platform automatically converts them into naira. Users can also fund the card from their naira account balance or with crypto assets, creating a separate virtual card balance for payments.

Use case: Solid Card is a debit card product within Solid’s self-custodial stablecoin account system. Users hold assets such as USDC in Solid and can allocate them to yield strategies, while the card connects funds from the same account directly to everyday spending. Its key distinction is that savings and spending are not completely separated: funds can be used for card payments while remaining under self-custody and in a yield-generating state, and the product has also introduced a credit spending model that uses savings assets as collateral.

Use case: Slush Card is a card product under development within the Slush self-custody wallet ecosystem. Its core model is not to sell on-chain assets first and then fund a conventional prepaid card, but to convert the Slush wallet balance into spending capacity and repay the amount from the wallet balance after purchases are made. The product is being advanced by Mysten Labs and developed in partnership with RedotPay, with the goal of providing card payment capabilities while allowing users to retain their on-chain asset holdings.

Use case: USDC Simplecard is a crypto debit card within the Simple self-custody wallet ecosystem. Users apply for and manage the card through the Simple App and can select assets such as USDC and USDT from either a self-custody or custodial wallet to fund a separate card balance. Its core structure uses the Simple wallet as the funding entry point, while Wirex and related card service providers handle the card program and payment processing, allowing wallet assets to enter the bank card payment system after conversion.

Use case: SAVO Card is a debit card product within the SAVO All-In-One Wallet account ecosystem. The card does not operate independently from the wallet but is integrated with the platform’s multi-currency asset management, fiat and crypto exchange, and cross-border payment capabilities. Users manage their assets through the SAVO wallet and can open and control virtual or physical cards within it, linking funds held in the wallet account to the bank card payment system.

Use case: ZeroID Card is an instant crypto virtual card service offered by ZeroID. Users can register with an email address or Telegram, top up with USDT, BTC, ETH, SOL or TRX, and create a virtual Visa or Mastercard. The card includes a card number, expiry date and CVV and can be used for online shopping, international payments, recurring subscriptions and mobile app purchases. It can also be added to Apple Pay or Google Pay for contactless payments. The standard issuance process claims not to require identity document uploads.

Use case: The ZERO ID Metal Card is a physical metal prepaid card funded via cryptocurrency deposits. After registering for a ZERO ID account, users purchase and activate the card using USDT and then top up the card's independent balance with crypto assets; once funds are loaded onto the card, subsequent spending is processed through the prepaid card system rather than being deducted in real-time from an external on-chain wallet at the moment of the transaction.

Use case: The Sana Card is an on-chain, collateral-backed payment card built on the Sana self-custody wallet. Users deposit USDC or USDT into a dedicated on-chain collateral address for each card to serve as the spending base, with the assets remaining on-chain; when the card is used, the system automatically converts the funds based on the transaction amount to settle with the merchant in fiat currency, rather than relying on a pre-loaded fiat balance.

Use case: Ruvo Card is a Visa payment card linked to Ruvo's global USD account and is primarily intended for individuals and businesses receiving payments between Brazil and the United States, holding USD or stablecoins and spending globally. The card uses a balance-secured credit model. Users transfer funds from their Ruvo wallet to the card balance, which establishes the available spending limit. The card can be used for online shopping, subscriptions, travel and offline payments and supports Apple Pay, Google Pay and physical cards on request.

Use case: Rizon Card is a Visa payment card within the Rizon stablecoin finance app, connecting users' self-custodial wallets to the traditional bank card payment network. Users can hold and use digital dollars such as USDC and USDT, and make online purchases, subscribe to services, spend in-store, and withdraw cash at ATMs via a virtual or physical Visa Platinum card. Rizon itself does not custody user assets; the card and stablecoin payment services are provided by Rain, with support for Apple Pay, Google Pay, spending rewards, and card limit management.

Use case: Revuto Card is a virtual debit card system offered by Revuto for subscription management and crypto asset spending. The new 2026 card programme involves both Visa and Mastercard. The new Visa Debit Card can currently be topped up with USDT and is available globally to Android users, while the Mastercard option is primarily used for subscription payments and can be funded with USDT and ADA. Users can create cards in the Revuto App and control subscription charges through features such as Block, Snooze and Approve.

Use case: Rapidz Card was a crypto payment Mastercard offered by Rapidz. Users could convert digital assets from their wallets into a USD card balance for online and offline spending across the Mastercard network. The product planned and offered both virtual and physical cards, with top-ups and spending managed through the Rapidz crypto wallet. The card officially launched in late 2025 but operated only briefly. Rapidz ceased operations in May 2026, and the card is no longer in service.

Use case: The Pulsar Card is a virtual payment card within Pulsar Money’s multi-currency stablecoin account system. It links directly to available balances—such as USD and EUR—held in the user's account, eliminating the need to create a separate card balance or repeatedly top it up. Users can fund these currency balances using stablecoins like USDT, USDC, and EURC, and the card then settles daily purchases using the funds available in the account.

Use case: PEXX Card is a stablecoin and USD payment card offered by PEXX, with the current version issued as a Virtual Mastercard. After identity verification, users can fund the card balance with USD, USDT or USDC and use the Mastercard network for online shopping, subscriptions and contactless Google Pay payments. The card is a debit product that requires funds to be deposited before spending. It is currently available only in designated countries and regions, while a new physical card remains in preparation for launch.

Use case: Pera Card is a crypto payment card developed by Pera Wallet for Algorand users. The first-generation product connected to the Mastercard network through Immersve. Users deposited USDC on the Algorand network into an on-chain address linked to the card and could spend it directly on everyday purchases, with balances and payment records visible on-chain. The first-generation card stopped operating on 3 April 2026. Pera is currently developing the next-generation card, which is available only through a waitlist at this stage.

Use case: Pengu Card is a co-branded Visa payment card jointly offered by Pudgy Penguins and KAST for the Pudgy Penguins community and users who want to spend stablecoins and crypto assets on everyday purchases. Cardholders deposit stablecoins, supported crypto assets or fiat currency into their KAST account to create an available balance. The card uses that balance to secure a credit limit and processes online, offline, subscription and ATM transactions through the Visa credit card network. It also provides USD cashback and KAST Points according to membership tier.

Use case: Osmosis Pay Card was a Visa crypto payment card jointly offered by the Osmosis ecosystem and Cypher. It allowed users to connect wallets such as Keplr and Leap, convert assets from the Osmosis ecosystem and load them into a separate card balance for online, offline and mobile payments. The product previously offered virtual and physical cards and supported Apple Pay and Google Pay. After Cypher was acquired by Nium and its original platform was closed, Osmosis Pay stopped accepting applications, top-ups and purchases.

Use case: The OrbitX Card is a secured credit card directly linked to the OrbitX non-custodial stablecoin wallet. Users hold supported assets—such as USDT or USDC—in their self-custody wallets, using them as collateral for card spending; when a transaction occurs, the system freezes the corresponding assets and performs the necessary conversions to settle the transaction, rather than requiring a pre-loaded fiat balance.

Use case: OG Card is a custodial crypto payment card provided through the Hong Kong-based OGBC ecosystem, allowing users to spend digital assets such as USDT, USDC, BTC and ETH from their accounts on everyday purchases. The product offers instantly issued virtual cards and physical cards connected to merchants worldwide through the Visa network. Both virtual and physical cards support Apple Pay and Google Pay, while the physical card additionally supports ATM withdrawals. Users can also deposit crypto assets, make internal transfers and pay through the OGCard wallet.

Use case: The Offramp Card was a prepaid Visa card within the Offramp stablecoin account ecosystem. Users could fund the card by depositing USDC or USDT from external wallets or exchanges, or by transferring fiat currency via virtual USD accounts; once funds were loaded into the Offramp "Card Balance," they were used for spending, rather than having individual transactions deducted directly from an external on-chain wallet at the point of sale.

Use case: The OffGrid Card is a virtual card for crypto assets that prioritizes privacy and operates without traditional KYC requirements. Users deposit crypto assets from external wallets into the card system; OffGrid then handles the conversion and payment processing to facilitate card spending. Consequently, transactions do not directly draw funds from an external self-custody wallet at the point of sale; instead, the assets are first transferred into OffGrid’s card funding workflow, and the transaction is subsequently settled via the Visa payment network.

Use case: The nsave Spend Card is a secured payment card backed by an nsave USD account and a stablecoin-based "Card Wallet." Users transfer funds from their nsave account into the Card Wallet, where they are converted into USD-denominated digital assets to serve as collateral. When a purchase is made, the card system initially settles the payment with the merchant, creating an outstanding balance; the user subsequently repays this amount, or the collateral is liquidated under specific circumstances—unlike standard prepaid cards that deduct funds directly from a balance.

Use case: Nebeus Card is a Mastercard crypto debit card offered by Nebeus and issued and processed by Quicko Sp. z o.o., a licensed Polish financial institution. The card is linked to the user's crypto asset and fiat balances in Nebeus, allowing digital assets in the account to be converted for everyday spending. Users can open a virtual card instantly or apply for a physical card. It supports online shopping, purchases at physical merchants, mobile wallets and ATM withdrawals and is positioned as an everyday spending tool connecting crypto assets with the traditional Mastercard payment network.

Use case: NBS Card is a USD and crypto asset payment card offered by Brazilian provider Neobankless, with the current consumer product primarily named NBS Founder Edition. Users can convert Brazilian reais into USDC through PIX and spend worldwide with a virtual or physical Visa Infinite card. The product combines a self-custody USD account, USDC payments and spending rewards. Each eligible purchase can earn 1%–5% back in tokenised US stock assets, and access is currently offered primarily through invitations to the Founders Club.

Use case: MXI Card is a virtual payment card within the global money services ecosystem operated by Monerex LLC under the MXI brand, built around USD virtual accounts, USDC stablecoin settlement and cross-border payments. Users manage their accounts and cards through the MXI mobile app, receive USD transfers through ACH and Wire, and make international online purchases with the virtual card. The product focuses on connecting traditional banking payment channels and stablecoin settlement in one mobile app and is primarily intended for cross-border receipts and payments, freelancers and users managing funds globally.

Use case: MPay Card is a Visa payment card for crypto asset users, primarily allowing users to top up with stablecoins such as USDT and spend directly at traditional Visa merchants. A virtual card is currently available, and a physical card product is displayed on the official website. The virtual card can be created quickly for online uses including e-commerce, game top-ups, digital services, travel and subscriptions. The platform explicitly promotes no standard KYC requirement, no monthly fee and fast card issuance, making it suitable for users who cannot readily obtain a traditional international bank card.

Use case: Moto’s core structure consists of a self-custodied asset account, a collateral-backed spending limit, and a monthly credit settlement cycle. Users retain control over their wallet assets, establishing collateral by depositing eligible digital assets—with official terms explicitly supporting USDC on Solana for this purpose—while the system grants a spending limit based on the collateral value. When card transactions occur, an outstanding balance is generated rather than triggering an immediate sale of the underlying crypto assets; the balance is then automatically settled by Moto at month-end using funds from the linked smart contract wallet. As the platform supports deposits from both bank accounts and digital assets, it is best characterized as an on-chain, collateral-backed credit account rather than a traditional crypto prepaid card.

Use case: The Morse Card is a virtual prepaid card that connects directly to the Morse Balance, eliminating the need for users to maintain a separate top-up balance for the card. Funds in the Morse account are held in stablecoins such as USDC, USDG, or EURC within a user-controlled wallet; when the card is used, funds are deducted directly from the Morse Balance and the transaction is settled through the card network. Thus, the core structure is "self-custodied stablecoin balance + direct card spending."

Use case: Mine Card is a stablecoin Mastercard offered by Swiss fintech project Mine, combining a personal CHF/EUR IBAN with a self-custody digital asset wallet. Funds deposited into the account can be converted into USDC and spent at Mastercard merchants worldwide. The current range includes a Basic virtual card and a Premium virtual plus physical card, with support for Apple Pay, Google Pay and ATM withdrawals. Premium also provides USDC spending cashback.

Use case: MaxSwap Card is a virtual Mastercard prepaid card built into the MaxSwap crypto wallet and is primarily created and managed through a Telegram Bot. Users can top up the card with crypto assets from their MaxSwap wallet. Its balance is displayed in USD and can be used at Mastercard online merchants worldwide, for subscriptions, travel bookings and in-app purchases. The product focuses on fast card creation and a relatively low identity verification threshold. It also supports Apple Pay, allowing the virtual-only card to be used for some physical contactless payments.

Use case: Keyflo Card is a stablecoin debit card under development by Keyflo and is designed to work with its non-custodial wallet and mobile keyboard payment system. Keyflo plans to let users use the same stablecoin balance for chat transfers, online shopping and offline card payments, with the displayed card design using the Visa network. The product remains at the waitlist and pre-release stage and has not yet entered public card issuance.

Use case: KazePay Card is a crypto payment card for stablecoin users. It supports deposits of USDT and USDC into the platform wallet and card balance for online, offline and mobile payments through the Visa or Mastercard network. The product offers both virtual and physical cards and provides several virtual card plans designed for everyday spending, travel, AI tools, subscriptions, education, gaming and digital services. KYC is currently required for card issuance.

Use case: The Fasqon Card is an account-linked crypto payment card currently in development by the Fasqon Web3 Neobank. Rather than relying on a standalone prepaid balance, the card integrates directly with the user's Fasqon financial account and personal EU IBAN. The account supports Euro holdings, stablecoins, and payment rails, enabling users to deposit funds, perform conversions, execute transfers, and make card-based purchases—all within a unified ecosystem. The card is currently in the pre-launch phase.

Use case: The EB1 Card is a crypto-asset payment card integrated into the EB1 private membership ecosystem, primarily serving high-net-worth individuals with frequent cross-border activity. Users can fund the card using digital assets such as BTC, ETH, and stablecoins; the conversion from crypto assets to fiat currency and the settlement process are handled by partner financial institutions during transactions. EB1 manages the membership platform, technology, and card program, but does not directly custody client funds or issue the cards itself.

Use case: CEX.IO Card was a virtual Mastercard crypto debit card offered by CEX.IO to users in the European Economic Area and linked to their CEX.IO custodial wallet balance. Cardholders could previously select up to four crypto assets and their EUR balance as funding sources. At payment, the selected digital assets were automatically converted into euros to complete the transaction, with mobile wallets supporting online and offline contactless payments. Because the payment institution licence of the original card programme partner, Quicko, was revoked, the card has been unable to process payments since 3 February 2026.

Use case: BonkX Spend Card is a crypto-collateralised Visa credit card offered by BonkX for use with a self-custody crypto wallet. Users retain control of their wallet's private keys and use digital assets as collateral for card spending without having to sell their holdings before each purchase. Available as both a virtual and physical card, it can be used for online and in-store purchases at Visa merchants and for cash withdrawals. It also offers BXP spending points and is intended for crypto users who want everyday payment access while retaining their on-chain asset holdings.

Use case: The BloFin Wallet Card is a crypto payment card built upon the BloFin self-custody wallet ecosystem. Users first create a BloFin Wallet and then transfer supported digital assets into the card system for use; these funds can be utilized for transactions via "Direct Pay" mode or serve as collateral for a credit line in "Credit" mode—meaning it is not simply a direct conversion of exchange balances into fiat card balances for spending.

Use case: Axiome Pay Card is a crypto payment card product within the Axiome ecosystem. It is provided by Axiome Pay under a “crypto card aggregator” model, offering multiple Visa and Mastercard cards. After topping up the USD card balance with USDT, users can use the card for international online shopping, subscriptions, mobile payments, and purchases at physical merchants. The product currently includes both virtual card and physical card options. The official listing includes five cards: Virtual Mastercard Pro, Physical Visa Ultimate, Physical Visa Pro, Virtual Visa Pro, and Virtual Visa Lite. Different top-up fee rates and AXP spending rewards are available based on the amount of AXP held.

Use case: The Busha Card is a stablecoin-backed virtual USD card integrated with Busha’s custodial digital asset accounts. The current version draws directly from the available USD, USDT, or USDC balances in the user's Busha wallet to fund transactions, eliminating the need to transfer stablecoins to a separate card balance; its core feature is the direct linkage between wallet asset balances and card payment functionality.

Use case: Nium Stablecoin-backed Cards is an enterprise stablecoin card issuance platform introduced by Nium on March 30, 2026, rather than a Nium-branded retail card that individuals can apply for directly. Crypto exchanges, fintech companies, digital banks, marketplaces, and enterprises can issue white-label Visa or Mastercard cards through a single API. When cardholders make payments, stablecoin balances are converted into fiat currency in the background, while merchants receive payment as a standard bank card transaction. The product is currently in enterprise early access and is primarily confirmed to support USDC.

Use case: The Bitwala Card is a Visa crypto debit card currently offered by Germany's Bitwala to residents of the European Economic Area in both virtual and physical forms. Users can directly select EUR, BTC, ETH, or USDC as the card's funding source. Digital assets are converted into euros for settlement at the time of purchase, and the card can be used for online shopping, in-store Visa payments, and ATM withdrawals. Wallester AS currently provides card issuance and payment services, while Bitwala is responsible for the app, wallet, and user access.

Use case: The final generation of the TRASTRA Card was a Mastercard virtual crypto debit card launched in 2024 by TRASTRA in partnership with Polish payment institution Quicko. Users could convert supported assets such as BTC, ETH, USDT, and USDC into EUR for card spending, with Apple Pay, Google Pay, and NFC payments previously supported. In 2026, Quicko's payment institution license was revoked by the Polish financial regulator, and the card issuance and payment services were subsequently discontinued. The TRASTRA Card is no longer available for application as an operational card.

Use case: The UUPAY Crypto Card is a crypto payment card integrated into the UUPAY digital asset account ecosystem, available in both virtual and physical formats. Within the app, wallet assets and card assets are managed separately, allowing users to fund their cards using stablecoins such as USDT. Certain card options also support the real-time conversion of digital assets to fiat currency during transactions, eliminating the need to withdraw funds from the platform to a bank account in advance.

Use case: Alchemy Pay Card Program is a crypto payment card issuance solution provided by Alchemy Pay to help users convert crypto assets into card balances for everyday payments. The program supports payments through the Visa or Mastercard network and provides crypto card services to partner platforms, businesses and users. The Virtual Card remains a current product, while the original Paytend issuance channel for the Physical Card was affected by the revocation of the issuer's licence in 2026.

Use case: Bitcard is a crypto prepaid Mastercard that Bitnovo previously offered to European residents. Users first convert crypto assets in their account to EUR, then top up the physical card for online shopping, in-store payments, and ATM withdrawals, without linking a traditional bank account. The card was available only to users who completed Level Plus or Premium Level verification. Bitnovo's current website no longer displays card application or management entry points, and the product is currently unavailable for application and use.

Use case: The Guarda Card is a euro-denominated Visa crypto prepaid card introduced by Guarda Wallet and available in Virtual and Plastic forms. While the product was open, it was available only to residents of the 27 EU member states, Iceland, Liechtenstein, Norway, and the United Kingdom. Users had to apply through a dedicated entry point in the Guarda mobile wallet; other countries and regions did not have a valid application route by default or could not complete an application. Users could originally top up with designated crypto assets, which were converted into euros for online shopping, in-store merchants, and ATM withdrawals. New users currently cannot apply through the standard process.