Find the right payment card

Use case: The final generation of the TRASTRA Card was a Mastercard virtual crypto debit card launched in 2024 by TRASTRA in partnership with Polish payment institution Quicko. Users could convert supported assets such as BTC, ETH, USDT, and USDC into EUR for card spending, with Apple Pay, Google Pay, and NFC payments previously supported. In 2026, Quicko's payment institution license was revoked by the Polish financial regulator, and the card issuance and payment services were subsequently discontinued. The TRASTRA Card is no longer available for application as an operational card.

Use case: The UUPAY Crypto Card is a crypto payment card integrated into the UUPAY digital asset account ecosystem, available in both virtual and physical formats. Within the app, wallet assets and card assets are managed separately, allowing users to fund their cards using stablecoins such as USDT. Certain card options also support the real-time conversion of digital assets to fiat currency during transactions, eliminating the need to withdraw funds from the platform to a bank account in advance.

Use case: Alchemy Pay Card Program is a crypto payment card issuance solution provided by Alchemy Pay to help users convert crypto assets into card balances for everyday payments. The program supports payments through the Visa or Mastercard network and provides crypto card services to partner platforms, businesses and users. The Virtual Card remains a current product, while the original Paytend issuance channel for the Physical Card was affected by the revocation of the issuer's licence in 2026.

Use case: Bitcard is a crypto prepaid Mastercard that Bitnovo previously offered to European residents. Users first convert crypto assets in their account to EUR, then top up the physical card for online shopping, in-store payments, and ATM withdrawals, without linking a traditional bank account. The card was available only to users who completed Level Plus or Premium Level verification. Bitnovo's current website no longer displays card application or management entry points, and the product is currently unavailable for application and use.

Use case: The Guarda Card is a euro-denominated Visa crypto prepaid card introduced by Guarda Wallet and available in Virtual and Plastic forms. While the product was open, it was available only to residents of the 27 EU member states, Iceland, Liechtenstein, Norway, and the United Kingdom. Users had to apply through a dedicated entry point in the Guarda mobile wallet; other countries and regions did not have a valid application route by default or could not complete an application. Users could originally top up with designated crypto assets, which were converted into euros for online shopping, in-store merchants, and ATM withdrawals. New users currently cannot apply through the standard process.

Use case: The Fizen Card is a USD prepaid card within the Fizen Super App, with a funding structure separate from the app's self-custody wallet. Users can keep their crypto assets in the self-custody Fizen Wallet and top up the card with USDT only when they need to make a purchase; these funds are transferred to a dedicated card balance held by Fizen. Actual card spending draws from this pre-loaded USD balance rather than deducting funds directly from the on-chain wallet in real-time for each transaction.

Use case: The SharPay Virtual Card is a virtual EUR debit card that links a SharPay payment account with a crypto wallet. Actual spending relies on a dedicated EUR card balance; users can fund their accounts via bank transfer, other bank cards, or crypto assets. To spend using crypto assets, users must first convert them within the SharPay platform and transfer the funds to the EUR card balance; consequently, crypto assets are not deducted directly from the on-chain wallet in real-time at the point of sale.

Use case: Luno Pay is not a payment card—such as Visa or Mastercard—and involves no physical card, virtual card number, or separate card balance. Instead, it is a QR-code payment feature integrated into Luno’s custodial crypto accounts; at checkout, users pay directly using crypto assets from their Luno wallets. Payment processing on the merchant side is handled by partner networks like MoneyBadger, Zapper, and Stitch, with merchants ultimately receiving South African Rand.

Use case: Monolith Card was an Ethereum-based crypto debit card that has ceased operations, consisting of a non-custodial smart contract wallet and a Visa physical card. Users could self-custody ETH and ERC-20 assets, exchange supported tokens for GBP or EUR before spending, and top up the card account for online shopping, in-store payments, and ATM withdrawals. The service previously covered the UK, the European Economic Area, and some associated European regions; all cards were deactivated on October 8, 2024, and it is currently not possible to apply, top up, or spend.

Use case: The Uphold Debit Card is directly linked to the user's Uphold custodial asset account, eliminating the need to maintain a separate card balance; users can select fiat currency, stablecoins, crypto assets, or precious metals from their Uphold wallet to fund their spending. When paying with non-cash assets, the platform converts the required assets to settle the transaction in fiat currency, allowing the diverse assets held in the account to serve directly as funding sources for the card.

Use case: The Pay3 Card is a card product within the Pay3 digital asset card aggregation platform. Unlike traditional exchange-based cards that deduct funds from an exchange balance, this system integrates users' own wallets or digital assets directly with the card. Users can load assets onto their chosen card or fund transactions using assets from linked wallets; Pay3 emphasizes that it does not custody users' underlying assets, with payment settlement handled by the actual card-issuing partners.

Use case: The actual consumer product name of Brahma Card was Swype Card, a DeFi-secured credit card supported by Brahma Cards infrastructure. Users could link lending positions and stablecoin yield positions on Base or HyperEVM to a virtual Visa card. When a purchase occurred, the system borrowed USDC or used stablecoin funds for settlement without requiring the collateral assets to be sold in advance. After Brahma was acquired by Polymarket, Swype.fun ceased operations in April 2026.

Use case: This is a stablecoin-backed virtual card infrastructure provided by BVNK to fintech platforms, payment service providers, neobanks, and remittance platforms; it is not a standalone branded card available for direct consumer application. Businesses can create virtual cards linked to BVNK wallets for their customers—funded by the customers' stablecoin balances—thereby bridging the gap between stablecoin holdings and fiat currency payments at the point of transaction.

Use case: This is a stablecoin-backed card issuance infrastructure provided by Stripe and Bridge, rather than a standalone branded card available for direct application by individuals. Businesses can issue cards to their users via a unified API, enabling the cards to draw funds directly from stablecoin balances. Funding sources can be linked to custodial or non-custodial wallets or integrated with Bridge’s stablecoin account system, allowing businesses to avoid the need to build separate crypto-asset spending rails for different markets.

Use case: The Trustee Card is a standalone payment card with its own balance, integrated into the Trustee Plus custodial crypto wallet. Users first hold assets—such as USDC or USDT—in Trustee Plus and then transfer stablecoins to the card's dedicated balance; actual card transactions are deducted from this specific balance—with currency conversion occurring at the time of payment—rather than being debited in real-time directly from arbitrary crypto assets in the wallet.

Use case: 0fiat is a non-custodial online payment service for stablecoin users and is not a Visa or Mastercard crypto card. Users can connect a self-custodial wallet through a Chrome, Edge or Brave browser extension or the Android app and pay with USDT or USDC at checkout with supported merchants. After receiving the crypto assets, the system generates a corresponding digital gift card or completes merchant settlement, with the merchant receiving local fiat currency. Users do not need to apply for a bank card, pre-fund a card balance or submit identity verification.

Use case: Paxful Debit Card was a crypto asset Visa debit card launched by Paxful in partnership with Ternio's BlockCard. It previously offered US users virtual cards, physical cards and US dollar account services. Users could convert digital assets into US dollars for online shopping, purchases at physical merchants and ATM withdrawals. The card programme has ceased operations. Paxful has also closed all regular services, including trading, top-ups, sending and receiving, and its website is now used only by existing users to withdraw their remaining digital assets.

Use case: NovaDAX Card was a physical Elo prepaid card launched by NovaDAX in partnership with the Brazilian payment institution Ewally and used with a separate Brazilian real digital account. Users could process crypto assets on the NovaDAX exchange, transfer available funds to the digital account, and use the contactless card for domestic and international purchases and cash withdrawals. The card did not provide a credit facility and did not deduct crypto assets directly from an on-chain wallet. NovaDAX discontinued its digital account and card services on October 31, 2024, and all cards were cancelled.

Use case: The Amp Black Card was a crypto-collateralized payment card formerly offered by Amp Pay. Users provided digital assets from a linked self-custody wallet as collateral for their spending limit, with the card establishing a credit line based on the USD value of the pledged assets. These assets remained in on-chain smart contracts held by the user and were utilized to settle outstanding balances only upon the occurrence of specified liquidation events, rather than being sold directly from the wallet with every transaction.

Use case: The Veera Card is an on-chain payment card product built upon Veera’s self-custodial, multi-chain wallet ecosystem. Its design eliminates the need for users to pre-transfer assets into a centralized card account; instead, spending authorizations are linked directly to on-chain balances controlled by the user, with each transaction requiring the user's signature for confirmation. Specific details regarding supported assets, settlement conversion methods, and the card account structure have not yet been fully disclosed.

Use case: Paysend Card is a fiat virtual prepaid card product offered by the cross-border payment platform Paysend and is not a cryptocurrency card. Current products primarily include Paysend Libre Card for selected recipient countries and Paysend Virtual Card, which is available only to existing UK and European Economic Area users who registered before June 8, 2023. Both use the Mastercard network for purchases, can be used for online shopping and can be added to Apple Pay or Google Pay in some countries.

Use case: Coinramp Card was a virtual payment card product that allowed users to deposit crypto assets and spend via the banking card network. Users could top up their accounts using various digital assets—such as BTC, ETH, USDT, and USDC—which Coinramp converted into an available card balance; actual card transactions utilized fiat currency within the banking system rather than deducting assets directly from the user's external on-chain wallet for each transaction.

Use case: CoinMENA VISA Card is a planned crypto debit card from the Middle Eastern digital asset platform CoinMENA, intended to connect digital assets held in CoinMENA accounts with everyday spending. The product is planned to offer virtual and physical cards for payments at online and physical merchants through the Visa network. CoinMENA has appointed the licensed card issuance and payment technology company INFINIOS to handle issuance, processing and programme management. As of August 5, 2026, the website still offered only a waitlist and formal public card issuance had not begun.

Use case: NearPay is a Web3 payment product connecting crypto assets with traditional payment systems. It provides crypto debit cards, a non-custodial wallet, and payment infrastructure services. Users can manage digital assets through the NearPay wallet and use a Visa card for everyday purchases. The project was initially positioned as a crypto payment gateway for the NEAR ecosystem and is now also developing Tap to Pay payment technology for merchants.

Use case: The Eidoo Card was a DeFi crypto debit card from Eidoo that once connected the non-custodial Eidoo Wallet to the Visa payment network. Users could convert Bitcoin, Ethereum, or compatible tokens to EUR or GBP within the wallet, then transfer funds to the card for online purchases, in-store payments, and ATM withdrawals, with PNT crypto cashback based on card tier. The card program was discontinued on 25 January 2023; applications and continued use are no longer possible.

Use case: The Cypher Card is a multichain crypto asset Visa card introduced by CypherD Wallet Inc. It previously offered virtual cards, PVC physical cards, and metal cards. Users could convert supported assets such as USDC, ETH, and SOL from a self-custodial wallet and top up a separate card balance for online shopping, in-store purchases, mobile wallets, and ATM withdrawals. Cypher has been acquired by Nium, and the platform is now being shut down. New applications, card issuance, and top-ups have ended, and all existing cards will stop working on August 7, 2026.

Use case: The ZEN Card is a payment card directly linked to a ZEN.COM multi-currency e-money account; it essentially utilizes the fiat currency balance within the account for spending, rather than directly deducting cryptocurrency assets. Users can fund their accounts via bank transfers or bank cards; for accounts supporting crypto services, users can also transfer cryptocurrency from external wallets—which is automatically converted into EUR by a third-party provider before being deposited into the ZEN account for card-based spending.

Use case: The Bitcoin Company Prepaid Cards are one-time-loaded virtual prepaid card products sold by The Bitcoin Company. They include a Prepaid Mastercard for cross-border use and a Visa card that can be claimed and spent only in the United States. Users can purchase cards through the website or mobile app, pay with Bitcoin, TBC Credit or other methods supported on the current checkout page, and receive the corresponding card number, expiry date and security code for purchasing goods and services.

Use case: UltimoPay Platinum Visa Debit Card is a physical Visa debit card linked to a US dollar offshore bank account at Joint Development Bank in Laos. Users can deposit supported assets such as BTC and USDT into UltimoPay Wallet, convert them into US dollars and load them into the bank account for online shopping, payments at physical merchants and ATM withdrawals. The product has a relatively high card issuance cost and requires the completion of bank account opening and full identity verification.

Use case: Trocador Prepaid Cards is a service offered by Trocador for purchasing third-party virtual prepaid cards, distinct from bank cards permanently linked to traditional bank accounts or crypto wallets. After selecting a specific Visa or Mastercard prepaid card, users make a one-time purchase using supported crypto assets and subsequently receive the card details or activation information via email; actual spending draws from the fiat value loaded onto the prepaid card, rather than deducting on-chain assets in real-time at the point of sale.

Use case: PayWide Card is a virtual crypto prepaid card for Web3 users. Users connect a compatible wallet such as MetaMask and top up the USD-denominated card with supported crypto assets, then use the generated Visa or Mastercard card details for online payments. Different BIN cards vary in fees, mobile wallet support, and merchant compatibility, and are mainly suited for e-commerce, digital services, advertising platforms, and occasional online payments.

Use case: Foton Virtual Card is a reloadable virtual card service that utilizes the balance of a standalone platform account as its funding source. Users first deposit funds into their Foton account via USDT or bank transfer, then create and load Visa or Mastercard virtual cards (across various BINs) using that account balance; actual spending draws from the funds already loaded onto the specific card, rather than deducting directly from an on-chain wallet or crypto asset account at the time of payment.

Use case: The CoinJar Card is a crypto prepaid Mastercard introduced by CoinJar for Australian residents. Users can select a cryptocurrency in the CoinJar app as the spending account, and the system automatically converts the corresponding asset into Australian dollars for settlement at the time of payment. The product offers both a digital card and a free physical card for online shopping, mobile wallets, in-store merchants, and ATM withdrawals. CoinJar Rewards awards points for eligible purchases.

Use case: The Coin98 Fusion Card is a Visa card integrated into the Coin98 Super Wallet that operates on a top-up basis for crypto assets. Instead of deducting funds directly from the user's on-chain wallet balance for each transaction, users load supported assets—such as USDT or USDC—from their Coin98 wallet into a dedicated card account; spending is then drawn from this pre-loaded balance. The card account is also independently linked to the user's mobile phone number. Currently, it is available only to eligible residents in nine Asia-Pacific regions.

Use case: The COCA Visa Card is a debit card built upon COCA’s self-custodial MPC wallet and stablecoin account system. Users can link supported stablecoin accounts to the card and make payments directly from the respective balances (such as USDC or EURC) at the time of purchase, eliminating the need to first transfer assets to a traditional exchange’s custodial account; balances in different currencies are accounted for separately and cannot be automatically combined for payments.

Use case: The Upgrade Bitcoin Rewards Card was a credit product offering Bitcoin rewards that Upgrade previously issued for the U.S. market; fundamentally, it utilized a USD credit line for purchases rather than directly spending cryptocurrency assets. Each outstanding transaction was converted into an installment balance with a fixed interest rate and term, and users earned Bitcoin rewards upon repayment of these balances, with trading and custody services for the rewards provided by NYDIG. Applications for this product are no longer being accepted.

Use case: The Paycent Card was a crypto prepaid debit card formerly operated within Singapore's Texcent group. Crypto assets held in the Paycent custodial wallet were converted into US dollar, euro, or pound sterling card balances for online shopping, in-store merchant purchases, and ATM withdrawals. The product previously offered three tiers—Ruby, Sapphire, and Solitaire—using UnionPay or Mastercard networks, with both virtual and plastic physical cards available. The Paycent app has been removed, its former official website domain is for sale, and cards can no longer be applied for or used.

Use case: The Embily Card was a Visa crypto prepaid debit card previously offered by Embily to European residents, available as a virtual card and a plastic physical card. Users deposited crypto assets such as BTC, ETH, USDT, and USDC into a custodial wallet, converted them to EUR, and loaded the funds onto the card balance for online shopping, in-store payments, Apple Pay, and ATM withdrawals. The product charged a card issuance fee, monthly fee, top-up fee, and foreign exchange fee, and implemented tiered KYC limits. The personal card business has now ceased normal operations; registration, application, top-up, and spending are no longer available.

Use case: BlockCard was a crypto prepaid card product offered by Ternio, which was later renamed Unbanked. Users could deposit multiple digital assets into their accounts. After the funds were converted into the platform's TERN or UNBNK balance, they could shop online, make in-store card payments, and withdraw cash from ATMs through the Visa network. The product previously offered virtual cards, plastic physical cards, and metal cards, with cryptocurrency spending rewards provided through staking the platform token. Unbanked ceased operations in 2023, and all cards are now invalid.

Use case: The 2gether Card was a euro-denominated Visa prepaid card previously issued by the Spanish crypto finance platform 2gether. Users could hold euros and multiple digital assets in the app and instantly convert a selected cryptocurrency into euros for settlement when making a purchase. The card was available to eurozone residents and supported online shopping, in-store card payments, and ATM withdrawals. Holding 2GT provided tiered cashback and fee rebates. The product ceased operations in 2022.

Use case: Spendly Card was a product that allowed users to purchase and generate USD-denominated virtual prepaid cards using crypto assets. Users would select a desired card value and pay using digital assets such as USDT, USDC, BTC, ETH, SOL, or LTC; the platform would then generate a virtual card with a corresponding fiat balance, rather than directly connecting to a personal wallet or deducting funds from on-chain assets in real-time during transactions.

Use case: The Club Swan Card was a crypto payment card within the former Club Swan membership-based financial and lifestyle service system, connecting everyday spending through multicurrency accounts, digital asset exchange, and a Mastercard prepaid card. During its operation, users could hold fiat currencies and supported crypto assets, convert digital assets into traditional currencies, and make online or in-store purchases and ATM withdrawals while using travel, shopping, and concierge services. The card system has ceased normal operations and no longer accepts new applications.

Use case: The Bleap Card is a Mastercard debit card linked to the Bleap self-custodial MPC smart wallet. It does not rely on exchange-hosted accounts or a separate prepaid card balance; instead, transactions are funded by deducting amounts from the linked Bleap Wallet upon user authorization. Card payments utilize EUR or USD balances within the wallet—typically held as EURE or USDC—meaning other crypto assets must first be converted into a spendable balance rather than being deducted directly at the point of sale.

Use case: SolCard is a crypto asset payment card platform operated by SC PAYMENTS LIMITED. Users can top up US dollar-denominated cards with digital assets such as SOL, USDT and USDC, then make purchases through the Visa network. The product is divided into a Virtual Card that does not require identity verification and a Platinum Card that requires full identity verification, intended respectively for online payments and frequent online and offline spending.

Use case: Rewarble Virtual Card is a virtual prepaid card solution offered by the Rewarble rewards redemption platform and operated by the Dutch company Centiward B.V. The card currently provided is the QPay virtual card, which uses the Mastercard network. Users first redeem a Rewarble voucher to create a platform rewards balance, then create and load a virtual card to receive a card number, expiry date and CVV for use at compliant online Mastercard merchants. The card supports repeated top-ups and 3D Secure and is primarily intended for e-commerce and some subscription payment use cases.

Use case: Slash Card is a Visa business card system offered by Slash Financial to businesses. It consists of the Slash Visa Platinum Card for US businesses and the Slash Global Card for non-US businesses. The former is linked to a Slash business account and automatically settles the card balance each day. The latter uses the USDSL stablecoin balance in a Global USD account as its payment basis, with Rain converting it into US dollars at the time of the transaction. The product supports large numbers of virtual cards, corporate spending controls and cross-border Visa payments.

Use case: The Onboard USD Card is a US dollar-denominated virtual Visa payment card offered by Onboard to users worldwide. It can be funded with local currencies, an Onboard USD balance, USDT, USDC, and certain crypto assets held in Onboard Trading/DeFi Wallet. It is currently available as the Flex Card and Classic Card. The Flex supports Apple Pay, Google Pay, and in-store contactless purchases and is primarily used for international e-commerce, SaaS, subscriptions, advertising, travel bookings, and similar payment scenarios.

Use case: Solayer Pay Card is an on-chain stablecoin Visa payment card launched by Solayer and formerly known as Emerald Card. Users primarily use USDC for spending and can allocate funds to sUSD within the Solayer ecosystem to earn returns. Virtual and physical cards are currently available for online shopping, physical merchants, Apple Pay, Google Pay and ATM withdrawals with the physical card. Purchases can also earn Emerald Points and partner project benefits.