UCard Radar

Find the right payment card

Compare fees, KYC requirements, regional availability and risk grades using real card data, then open a card page to verify the supporting details.

Fees & KYCRegional availabilityRisk grades251 cards match

Current use case: Apple Pay

Structured filter: Apple Pay · Review Apple Pay compatibility records

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Visa

BilderPay Card

Stablecoin payment cardVirtual card/Physical card

Grade D

Use case: The BilderPay Card is a crypto spending product that combines a non-custodial crypto wallet with a Visa payment card, managed through the BilderPay app. Users can top up the card with supported assets such as USDT, USDC, and ETH, which are then converted into spendable fiat balance for online shopping, digital subscriptions, Apple Pay, Google Wallet, physical merchants, and ATM use. It currently offers instant virtual cards and physical cards, targeting users of cross-border spending, travel, and digital service payments.

Application
Restricted
Usage
Usable
KYC level
Full KYC

China: Mainland Unavailable | Hong Kong Unavailable | Chinese-document KYC Restricted

Visa

PayFun Card

Stablecoin payment cardVirtual card/Physical card

Grade C

Use case: PayFun Card is a Visa crypto payment card service for stablecoin users, offering instant virtual cards and mail-able physical cards. After completing identity verification, users can top up their accounts using USDT and USDC, which are automatically converted to local fiat currency at the time of spending and settled via the Visa network. The product covers scenarios such as online shopping, AI and SaaS subscriptions, Apple Pay, Google Pay, Alipay, WeChat Pay, PayPal, in-store purchases, and ATM withdrawals.

Application
Restricted
Usage
Partially usable
KYC level
Full KYC

China: Mainland Unavailable | Hong Kong Applications available | Chinese-document KYC Rejected

Mastercard / Visa

ToonPay Card

Stablecoin payment cardVirtual + physical card

Grade C

Use case: The ToonPay Card is a stablecoin spending card operated by Toonpay Technologies Limited, combining USDT and USDC wallets, virtual and physical payment cards, and a crypto rewards system. After completing identity verification and activating the card, users can top up their accounts with stablecoins and make online purchases, digital subscriptions, mobile wallet payments, and in-store merchant transactions via international card network. The product features a multi-tier membership system including Starter, Copper, Bronze, Silver, Gold, and Diamond, offering cashback rewards in the form of $TOON for spending.

Application
Restricted
Usage
Partially usable
KYC level
Light KYC

China: Mainland Applications available | Hong Kong Applications available | Chinese-document KYC Restricted

Other

Zerocard

Stablecoin payment cardVirtual + physical card

Grade C

Use case: Zerocard is a stablecoin payment card product operated by a Nigerian fintech team, connecting crypto wallets with traditional debit card payment infrastructure. After completing identity verification, users can obtain a virtual card or physical card and top up their wallet with supported assets such as USDC and USDT, then use it for online shopping, physical POS, mobile wallets, and ATM scenarios. Current products include the Zero Core and Zero Pro series, and support cross-border fund management and services related to multiple African fiat currencies.

Application
Restricted
Usage
Partially usable
KYC level
Full KYC

China: Mainland Unavailable | Hong Kong Unavailable | Chinese-document KYC Restricted

Visa

WebitPay Card

Stablecoin payment cardVirtual card/Physical card

Grade B

Use case: WebitPay Card is a crypto asset payment card service provided by Hong Kong fintech company Webit Information Technology Limited. The cards are issued by Reap Technologies Limited and operate on the Visa network. Users can top up their WebitPay accounts with crypto assets such as USDT, USDC, BTC, ETH, and BNB, and make payments via virtual or physical cards. The product covers scenarios including online shopping, subscriptions, Google Pay contactless payments, in-store purchases, and ATM withdrawals.

Application
Restricted
Usage
Partially usable
KYC level
Full KYC

China: Mainland Unavailable | Hong Kong Applications available | Chinese-document KYC Rejected

Mastercard

myXPD Card

Crypto prepaid cardVirtual card

Grade C

Use case: The myXPD Card is a crypto-funded payment card for individual and business users. After completing KYC, users can create a virtual XCard in the myXPD app and top up the card balance with USDT, USDC, BTC, or ETH. The currently available product is primarily a Mastercard virtual card, which can be used for e-commerce, digital subscriptions, and mobile wallet payments, and can be linked to Apple Pay, Google Wallet, and Samsung Wallet for contactless payments at physical merchants.

Application
Restricted
Usage
Partially usable
KYC level
Full KYC

China: Mainland Unavailable | Hong Kong Applications available | Chinese-document KYC Restricted

Visa

X Card

Crypto-friendly bank account cardVirtual + physical card

Grade A

Use case: X Money is a digital payment and financial service introduced by the X platform, intended to provide money management, transfers, payments, and bank card services within the X app. The service includes an X Money account and X Card, allowing users to make everyday purchases and ATM withdrawals with a Visa debit card and earn cashback on eligible purchases. The service is currently available primarily to some users in the United States.

Application
Restricted
Usage
Usable
KYC level
Full KYC

China: Mainland Unavailable | Hong Kong Unavailable | Chinese-document KYC Rejected

Visa

Tonhub Card

Stablecoin payment cardVirtual card

Grade B

Use case: Tonhub Card is a virtual Visa debit card linked to the non-custodial Tonhub TON wallet and connects the user's wallet to the traditional Visa network through Holders' on-chain payment infrastructure. Eligible EU residents can create a virtual card after completing KYC and use assets such as TON and USDT for everyday spending. Top-ups to the USDC card account are also currently supported. The card supports online shopping, physical POS terminals, Apple Pay and Google Pay, while users retain on-chain control of their spending funds.

Application
Restricted
Usage
Usable
KYC level
Full KYC

China: Mainland Unavailable | Hong Kong Unavailable | Chinese-document KYC Restricted

Mastercard / Visa

Oppi Card

Crypto prepaid cardVirtual card/Physical card

Grade C

Use case: Oppi Card is a crypto payment card service provided by Oppi Wallet. It operates on a top-up-and-spend model, where users can top up their card balance with supported crypto assets from a self-custody wallet, and the system converts the assets before use for everyday payments. The product offers both a Mastercard virtual card and a Visa physical card, covering online shopping, subscriptions, mobile wallet contactless payments, in-store purchases, and ATM use with the physical card. It is integrated with Oppi Wallet's multi-chain asset management features.

Application
Restricted
Usage
Partially usable
KYC level
Tiered KYC

China: Mainland Applications restricted | Hong Kong Applications available | Chinese-document KYC Restricted

Mastercard / Visa

dtcpay Card

Stablecoin payment cardVirtual + physical card

Grade B

Use case: dtcpay Card is a prepaid card offered by Singapore digital payment service provider dtcpay and linked to the topped-up balance in the user's dtcpay Wallet for spending. The card can be provided in virtual and physical forms and can be used at merchants that accept Visa or Mastercard. Users can make online and in-store contactless payments through Apple Pay, Google Wallet, or Samsung Wallet. The card does not provide a credit limit, and all transactions are deducted immediately from the wallet's available balance.

Application
Restricted
Usage
Usable
KYC level
Full KYC

China: Mainland Unavailable | Hong Kong Unavailable | Chinese-document KYC Rejected